Can anyone say "scrubbing"? (funny yet disurbing email)

Rand · 2005-03-23, 06:40 PM

Quote:

Originally Posted by Greenguy

Hey - I have a legit question!

Rand - are debit cards with CC logos on them treated differently than normal CC's?

That depends on the merchant.

If a card has a card-association logo on it, then it can be processed through interchange. And in most cases I would guess there is no difference in the processing of that transaction.

But, for example, here in LA we have this mega-shopping retail store called Costco that doesn't take MasterCard or Visa, only American Express. But, they do accept my Visa debit card. Go figure.

koolkat · 2005-03-23, 06:46 PM

I'm pretty sure the are treated differently GG. If you look at Ikobo (yes I know... bad example), but they accept Visa credit cards, but not check cards. Go figure!

Rand · 2005-03-23, 06:53 PM

Quote:

Originally Posted by koolkat

I'm pretty sure the are treated differently GG. If you look at Ikobo (yes I know... bad example), but they accept Visa credit cards, but not check cards. Go figure!

Again, it's up to the merchant.

Some may scrub differently based on the card type, if the processor has cutomized thier filtering based on past experience.

I don't think there is really a clear answer to this one.

2005-03-23, 06:46 PM	#2
koolkat Remember to rebel against the authorities, kids! Join Date: Aug 2003 Location: SC Posts: 401	I'm pretty sure the are treated differently GG. If you look at Ikobo (yes I know... bad example), but they accept Visa credit cards, but not check cards. Go figure! __________________ Harry Beaver's Lodge