No wonder sales suck. Two of my own cards declined in two days.

Cleo · 2010-09-02, 11:49 AM

I have really great credit and don't owe anything on any of my cards so you would think that I wouldn't have trouble buying stuff.

I normally use my BoA debit card to pay for everything but the day before yesterday I went to the Apple store to pickup Christy's iPhone so tried to use my BoA Visa credit card since she was paying for it only to have it declined twice. Finally had to use my Visa debit card to pickup her iPhone.

Then this morning I tried to buy a $13 laptop screw driver set from Amazon using my PayPal Mastercard (trying to use up some of the money just sitting in my PayPal account) and it was declined twice so ended up using my BoA Visa debit card again.

Makes me wonder how many sales we are losing due to surfers getting frustrated trying to buy memberships.

PhoneMistress · 2010-09-02, 12:55 PM

Did you call BoA and PayPal to find out why they declined your charges? Some thing simple may have tripped an alert. Or maybe because you are such a good customer they decided to screw with you

I process credit cards all day every day and the only trouble I had was with gift cards (not properly activated) and those weird Citi cards that change security codes several times a year.

JustRobert · 2010-09-02, 12:58 PM

I see a lot of denied cc's on rebills so gotta figure there is a ton of them out there on the initial purchase as well.

More then likely you have a great credit score whereas the majority of the US population have medium scores. The recession/depression created a credit mess which is probably more to blame for lack of sales then lost homes/jobs or even torrents/tubes.

Cleo · 2010-09-02, 01:07 PM

Quote:

Originally Posted by PhoneMistress

Did you call BoA and PayPal to find out why they declined your charges?

I haven't and probably won't as I really don't care and it is too much of a hassle to go through the hassle.

walrus · 2010-09-02, 03:18 PM

A couple of weeks ago new government regulated banking industry changes went into affect. A buddy of mine who manages a bar told me the other day that his credit card declines have more than tripled since the changes

Voltar · 2010-09-02, 03:54 PM

ouch Cleo!
yea, looking into it may be a good idea, you never know when someone snagged your info and is posing as you..and may have totaly fubared up your credit...

and yea, charges have been getting tougher to make evver since the banks tightened up on credit/lending, they canceled/tightened up alot of peoples credit without any real cause, and in your case, maybe without notice...

bDok · 2010-09-02, 07:02 PM

I purchased a membership to a site a year ago to check things out inside before promoting it. I had to finally call epoch to create my account. So I think there is a lot of the buying public that has more than plenty of room on their cards being denied. It's that sobering moment if they aren't REALLY wanting a membership that might make them think twice about the purchase.

plateman · 2010-09-02, 07:53 PM

I wouldnt doubt it at all, thats its a big part of the many things right now thats been killing our sales, prolly ranks up there with the tubes

2010-09-02, 11:49 AM	#1
Cleo Subversive filth of the hedonistic decadent West Join Date: Mar 2003 Location: Southeast Florida Posts: 27,936	No wonder sales suck. Two of my own cards declined in two days. I have really great credit and don't owe anything on any of my cards so you would think that I wouldn't have trouble buying stuff. I normally use my BoA debit card to pay for everything but the day before yesterday I went to the Apple store to pickup Christy's iPhone so tried to use my BoA Visa credit card since she was paying for it only to have it declined twice. Finally had to use my Visa debit card to pickup her iPhone. Then this morning I tried to buy a $13 laptop screw driver set from Amazon using my PayPal Mastercard (trying to use up some of the money just sitting in my PayPal account) and it was declined twice so ended up using my BoA Visa debit card again. Makes me wonder how many sales we are losing due to surfers getting frustrated trying to buy memberships. __________________ Free Rides on Uber and Lyft Uber Car: uberTzTerri Lyft Car: TZ896289

2010-09-02, 12:55 PM	#2
PhoneMistress Operator! Give me the number for 911! Join Date: Jun 2004 Location: Washington DC Posts: 138	Did you call BoA and PayPal to find out why they declined your charges? Some thing simple may have tripped an alert. Or maybe because you are such a good customer they decided to screw with you I process credit cards all day every day and the only trouble I had was with gift cards (not properly activated) and those weird Citi cards that change security codes several times a year. __________________ Cheap Phone Sex with Cheryl

2010-09-02, 12:58 PM	#3
JustRobert Bow Ties Are Cool Join Date: Jun 2006 Location: California Posts: 9,637	I see a lot of denied cc's on rebills so gotta figure there is a ton of them out there on the initial purchase as well. More then likely you have a great credit score whereas the majority of the US population have medium scores. The recession/depression created a credit mess which is probably more to blame for lack of sales then lost homes/jobs or even torrents/tubes. __________________ Submit Your Galleries To The Erotic To Naughty Network!

2010-09-02, 03:18 PM	#5
walrus Oh no, I'm sweating like Roger Ebert Join Date: May 2005 Location: Los Angeles Posts: 1,773	A couple of weeks ago new government regulated banking industry changes went into affect. A buddy of mine who manages a bar told me the other day that his credit card declines have more than tripled since the changes __________________ Naked Girlfriend Porn TGP free partner account

2010-09-02, 03:54 PM	#6
Voltar Ahhh ... sweet pity. Where would my love life be without it? Join Date: Jul 2010 Location: 5 minutes from the Golden Dome Posts: 208	ouch Cleo! yea, looking into it may be a good idea, you never know when someone snagged your info and is posing as you..and may have totaly fubared up your credit... and yea, charges have been getting tougher to make evver since the banks tightened up on credit/lending, they canceled/tightened up alot of peoples credit without any real cause, and in your case, maybe without notice... __________________ Great, Cheap, and Reliable Hosting Get $25 credit when you join M3Server HERE!

2010-09-02, 07:02 PM	#7
bDok bang bang Join Date: Mar 2005 Location: SD/OC/LA Posts: 3,241	I purchased a membership to a site a year ago to check things out inside before promoting it. I had to finally call epoch to create my account. So I think there is a lot of the buying public that has more than plenty of room on their cards being denied. It's that sobering moment if they aren't REALLY wanting a membership that might make them think twice about the purchase. __________________ submit to Nymphotic submit to Moistlace

2010-09-02, 07:53 PM	#8
plateman What can I do - I was born this way LOL Join Date: Oct 2003 Location: ohio Posts: 3,086	I wouldnt doubt it at all, thats its a big part of the many things right now thats been killing our sales, prolly ranks up there with the tubes __________________ Submit to: Porn O Plenty XXX Links Reality Here