html for no wrap text over an image?

[Stever]

Can anyone tell me how to place text over an image on an html page. I dont want to make the image with text on it already in photo shop. I want it to just sit in the back ground under the page text. I cant set it as a backgound because it then gets tiled all over the page or table. Can i turn off the tile feature so it only gets shown once. But it cant be centered, must be in top left corner.