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		#13 | 
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			 Life is good 
			
			
		
			
				
			
			
								
		
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		 Actually that is where I disagree. If they are claiming fraud and are refusing to pay because of it then I think they SHOULD have to prove why they feel this is fraud. They haven't shown anything other than a high chargeback rate. Where's the fraud? 
		
	
		
		
		
		
		
		
			
		
		
		
		
		
		
	
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