Can anyone say "scrubbing"? (funny yet disurbing email)

[Rand]

Originally Posted by ronnie

I think if we knew how many sales we lose to scrubbing we would be more than bummed.

Yeah that may be true. But it's not a perfect world. If it were and everyone was honest you wouldn't need a payment processor to approve or decline a transaction.

If it weren't for the risky transactions being declined, you wouldn't be able to stay in business.

[Opti]

Originally Posted by Rand

Yeah that may be true. But it's not a perfect world. If it were and everyone was honest you wouldn't need a payment processor to approve or decline a transaction.

If it weren't for the risky transactions being declined, you wouldn't be able to stay in business.

Hey Rand,

Do you see any evidence of decline percentages shooting up recently?

Would adult sites having 50%-70% of CC transactions declined sound unusual in your experience?

[Rand]

Originally Posted by Opti

Hey Rand,

Do you see any evidence of decline percentages shooting up recently?

Would adult sites having 50%-70% of CC transactions declined sound unusual in your experience?

There is no indication of an across-the-board increase in declines. Individual programs may experience increases from time to time if they have a bad affiliate attempting to send fraudulant transactions through a program.

And in terms of the percentage of declined transactions... that varies. I can see how a program could see declines that high.

[ronnie]

Originally Posted by Rand

Yeah that may be true. But it's not a perfect world. If it were and everyone was honest you wouldn't need a payment processor to approve or decline a transaction.

If it weren't for the risky transactions being declined, you wouldn't be able to stay in business.

Oh I agree, there are far too many scammers. And I agree, there needs to be some protocol's in place. But we also know good cards get turned down far to often. Then again, I am not a processor, I'm sure it is a thin line.

ronnie