Bank recommendations?

[Toni KatVixen]

Originally Posted by Toby

They also have a $24 fee for incoming ACH transfers.

WTF? For direct deposit they charge? I've never heard of that.....I'm not big on monopolies, but Bank of America does well with us. And with them being just about everywhere, it helps if you need an ATM

They do not charge for direct deposit/ACHing. But if the ACH are wires, they do charge $10 for incoming but if you get a lot of them, the business suite is like $30 a month and then there is no charges for the incoming wires.

I do nearly everything on line with them....we have total of 4 personal/KV accounts with them and another huge account for a company I work for.

I even have it set up where I can order wires by phone from the account.

[Toby]

Originally Posted by Toni KatVixen

WTF? For direct deposit they charge? I've never heard of that...

No, not a direct deposit from an employer. That would be free, but any other incoming ACH such as a transfer from ePassporte, PayPal or direct from a sponsor costs me $24 per.

I get most of my sponsor payments via checks in the mail, but there are a few sponsors I promote whose checks are not through US Banks. The exact same problem non-US webmasters have with depositing US checks, just on a smaller scale. I use ePass for those, but the funds accumulate far faster than I use them. Plus I prefer using my debit or a credit card for online purchases, so I have a hard copy record in my monthly statement, for tax purposes.

There's a B of A less than a mile and half from the house. I'll drop in and have a chat with them next time I'm out doing errands.

Originally Posted by Greenie

I'm with a local bank now, but I used to be with Citibank & I think they meet your requirements...

I just checked their web site for branch locations. The closest is about 5 miles away in a direction I don't go to often.