It's The 351st Day Of The Year!

[Cleo]

Originally Posted by ecchi

How the fuck do you deposit money by 'phone? I can understand paying bills and transferring money already in the bank by phone, but depositing by phone, how does that work?

You open the bank's app on your phone. It has you take a picture of the front and back of the check and asks which account to deposit it to. They ask you to hold onto the check for two weeks in case there is a issue but I've never had one.

[ecchi]

Originally Posted by Cleo

You open the bank's app on your phone. It has you take a picture of the front and back of the check and asks which account to deposit it to. They ask you to hold onto the check for two weeks in case there is a issue but I've never had one.

Oh checks, I thought you meant cash. That would not be much use over here very few people use checks anymore in England, we tend to use debit cards instead.

[Cleo]

Originally Posted by ecchi

Oh checks, I thought you meant cash. That would not be much use over here very few people use checks anymore in England, we tend to use debit cards instead.

And for that I have a card reader for my iPhone.

But I still get about a dozen checks a month from places like CCBill and a few other sponsors. It's nice not having to drive over to use an ATM.

[ecchi]

Originally Posted by Cleo

But I still get about a dozen checks a month from places like CCBill and a few other sponsors.

Yeah I get checks from US sponsors. I tend not to think of them as checks, because American checks have to go through a special account for special processing. But it is years since I last wrote or received a British check. We tend to use cards, direct transfers, or PayPal (mostly cards). The newest thing seems to be app to app transfers (i.e. if you owe a friend or a tradesman money you can send it from your 'phone to their 'phone) however I'd have to upgrade my 'phone to do that (to Android or Apple) and it would not be worth it unless the US sponsors started paying that way.

I just realised that it is so long since I dealt with a non US check that I have been automatically using the American word (check) rather than the English word (cheque).